Finance Calculators

Making smart financial decisions requires numbers you can trust. Whether you're planning a major purchase, evaluating a loan, figuring out your effective hourly rate, or calculating profit margins, our finance calculators give you instant, precise answers. Each tool uses the same formulas banks and financial advisors rely on, explained in plain English so you understand not just the result, but why it's correct.

Amortization Schedule

Generate a full month-by-month amortization table showing the principal and interest split for every payment.

Auto Loan Calculator

Calculate monthly car payments, total interest, and true cost of ownership for any auto loan.

Compound Interest Calculator

See how your savings or investment grows with compound interest over time.

Credit Card Payoff Calculator

Compare the cost of paying only the minimum versus a fixed monthly payment on your credit card balance.

Debt Payoff Planner

Compare the snowball (smallest balance first) and avalanche (highest rate first) debt payoff strategies side by side.

Debt-to-Income Ratio Calculator

Calculate your debt-to-income (DTI) ratio and see how lenders evaluate your ability to take on new debt.

Discount Calculator

Find the sale price after a percentage discount, or work out what discount was applied.

Down Payment Calculator

Calculate the down payment amount needed for any home price and see how long it will take to save.

Fuel Cost Calculator

Estimate the fuel cost of any trip given distance, fuel efficiency, and price per litre.

Future Value Calculator

Calculate how much your savings or investment will grow over time with compound interest and regular contributions.

House Affordability Calculator

Estimate the maximum home price you can afford based on income, existing debts, down payment, and interest rate.

Loan Calculator

Calculate monthly EMI payments and see the full amortization schedule for any loan.

Margin & Markup Calculator

Calculate profit margin, markup percentage, and selling price from cost and revenue.

Mortgage Calculator

Calculate monthly mortgage payments with optional tax, insurance, and extra payments to see interest saved.

Personal Loan Calculator

Calculate the monthly payment and total interest for any personal loan amount, rate, and term.

Present Value Calculator

Calculate the present value (PV) of a future sum using a discount rate to understand what future money is worth today.

ROI Calculator

Calculate ROI as a percentage and annualized return for any investment given cost and final value.

Salary to Hourly Converter

Convert annual salary to hourly, daily, weekly, and monthly pay — and back again.

Sales Tax / VAT / GST Calculator

Calculate the tax amount and total price for any sale price and tax rate.

Simple Interest Calculator

Calculate simple interest earned on a principal amount over time at a fixed rate.

Sri Lanka EPF & ETF Calculator

Calculate EPF and ETF contributions and take-home pay for any Sri Lankan salary.

Sri Lanka Income Tax Calculator

Calculate Sri Lanka APIT/PAYE income tax for any monthly or annual salary using current IRD slab rates.

Sri Lanka Leasing Calculator

Compare flat-rate and reducing-balance lease calculations to see the true cost difference between the two methods.

Tip Calculator

Calculate the tip amount and total bill, with optional bill-splitting by number of people.

Zakat Calculator

Calculate your Zakat due by entering your assets, liabilities, and current gold or silver price per gram.